Auto Insurance

M8 Insurance has brought a lasting solution to auto insurance needs, right to the doorsteps of the residents we serve. We offer an auto policy that includes various policies which can protect your vehicle and your health such as:

Personal Injury Protection (PIP)

This coverage refers to medical payments and pays for the treatment of injuries sustained in an accident in the policyholder’s vehicle. It covers medical payments, the cost of substituting services that would have been performed by the injured person as well as funeral costs.

Bodily Injury Liability

This pays for injuries the driver causes to someone else. It also covers for your family members listed on the policy when driving somebody else’s car with their permission. Our advice to you is to have sufficient liability insurance as you may cause an accident that might cost you a large sum of money.

Collision

Our coverage will pay for any damage to your vehicle caused by a collision with any object or car, as a result of flipping over, or an impact from a pothole. The advantage of this is that even if you are the one who has caused the collision, the policy will compensate you for the repairing costs. However, there is a fee called a deductible that is usually taken off. If you did not cause the accident, we would try to reclaim the amount you paid from the other driver’s insurance company.

Property Damage Liability

At M8 insurance, we will cover for damage that you or anyone else driving your car with your permission causes to someone else’s property. Apart from a car, damage to objects such as fences, lampposts, telephone poles, buildings, and other structures are also compensated.

Comprehensive

For loss, our auto insurance policy may compensate for accidents that occur due to explosions, theft, fire, windstorms, or contact with animals.

Uninsured/Underinsured Motorist Coverage

We will reimburse you, your designated driver or family member when an at-fault driver’s insurance is insufficient to pay for your total loss.

Reach out to our agents at M8 Insurance to find a policy in over 38 states. We can answer your questions and help you find coverage that benefits your needs.