Key questions to ask when buying motorcycle insurance for the first time

Key questions to ask when buying motorcycle insurance for the first time

Whether you bought your motorcycle for business, fun activities, or as an investment, motorcycle insurance should always be at the back of your mind. If it’s your first motorcycle, you may want to create a list of questions to ask your insurance agent before settling down for a policy. Most insurance companies in Salt Lake City, UT  like M8 Insurance are always willing to answer your questions to help you make an informed decision. Here are some of the questions you should ask:

Is motorcycle insurance mandatory in Utah?

Yes. Utah’s Financial Responsibility Law requires all drivers, including motorcyclists, to have a form of insurance. The last thing you want is to find yourself on the wrong hand of the law. The coverages include bodily injury liability and property damage liability.

What extra coverages should I consider?

Apart from the minimum required coverages, your insurance provider may recommend purchasing additional coverages based on your insurance needs. Some of the additional options available for motorcycle insurance include comprehensive and collision coverages.

How much motorcycle insurance is enough for me?

The amount of motorcycle insurance to carry varies from one person to another. Insurance companies assess your profile thoroughly before coming up with a rate. They check factors such as your age, age of the bike, how and where you will use the bike, and where you live.

Are there discounts in my policy?

Any reputable insurance in Salt Lake City, UT should give discounts to its customers. Most companies offer discounts when you buy many policies or when you pay on time.  

What is the claim process like?

Before signing any papers, it’s essential that you understand the claim process. Each company has its own way of dealing with claims. Make sure you know what to do in the event of an accident and learn when to and when not to file a claim.

Planning to buy motorcycle insurance in Salt Lake City, UT? M8 insurance is more than happy to help you find a policy that matches your budget, style, and comfort. Contact our friendly agents to explore various options.