Protecting Your Home with Home Insurance

Buying and moving into a new home can be an overwhelming experience.  One easy task that will give you peace of mind is protecting it with home insurance.  When most homeowners think about insurance, they first think of the potential for fire or severe weather damage.  The truth is, a homeowner’s policy goes beyond that. In the Salt Lake City, UT area, the agents at M8 Insurance work with homeowners to put the right coverage in place. 

Protecting your home with insurance is also financial protection.  The policy will cover the home but also everything inside of it.  This includes furniture, clothing, housewares, and electronics, for instance.  Not only does the policy cover items in the home but also when they are damaged or stolen outside of the home.  For example, if your son’s laptop is stolen at the library, it is still covered.  The liability coverage in the policy will provide for the medical expenses and legal fees of anyone injured on the property due to your negligence.  Without liability coverage, the outcome could be financially devastating. 

Any structures on the property will also be covered.  Storage sheds, gazebos, and fences, for example, are protected.  Understand though, while this is a lot of coverage, the policy won’t cover flood damage.  It will cover water damage from a broken pipe but not from a natural disaster.  Your agent can help you understand your home’s flood risk.

In the Salt Lake City, UT area, our agents at M8 Insurance can help you address your home coverage needs.  Get started by perusing the information on our website.  Then contact us for more information.  We’ll provide you with the best options so that you can make an informed decision.  A new home is the result of your hard work.  Make sure it’s protected!  Call today!

4 Questions About Home Insurance

When you buy a home in the Salt Lake City, UT area, you’ll want to insure it the right way. Many homes have to be insured because the mortgage company requires it, but even if you don’t have a mortgage, it’s still generally a good idea to have insurance on your home. At M8 Insurance, our agents can help you choose the home insurance coverage that’s right for your needs. Here are four questions you may want to ask about home insurance, to make sure you’re getting the best coverage for your specific situation. Asking the right questions can help add to your peace of mind.

  1. How do you know how much coverage you should get?
  2. What are the different levels of homeowners insurance coverage?
  3. Are there important exclusions that you should know about?
  4. How often should you look over your policy and potentially update it?

It’s important to be an informed consumer, and when you own a home having knowledge of how to care for it properly is even more significant. You don’t want to make mistakes with the level of protection you have on your home. Instead, working with an agent can help reduce your risk.

At M8 Insurance, we can work with you to make sure your Salt Lake City, UT home is covered thoroughly and properly, without giving you a lot of coverage you may not need or want. Reach out to us today, and let us help you get the peace of mind and strong insurance protection you’re looking for. Whether you’re buying a new home or you just want to protect the one you have, we can meet your needs. Speak with one of our agents to get a quote and learn how you can get started on a policy. Also, try our online rating tool to get quotes from home on a home insurance policy.

What Homeowners in the U.S. Need to Know about Home Insurance

There are a lot of home insurance options available to home owner’s located all around the United States and finding the right one for your needs can be confusing. M8 Insurance is here to provide the necessary assistance in researching the available policies and working with you to ensure that you and your family have the insurance coverage that you require. M8 Insurance in Salt Lake City, UT is proud to serve the great people of the U.S.!

What type of coverage do you need?

When choosing home insurance, be sure to consider your belongings. In addition to the exterior structure of your home and any outbuildings, you will want coverage for damage to any of your belongings that may occur during a catastrophic event. Your agent can also discuss options such as coverage of periods of displacement if damage causes your home to become uninhabitable. Working with one of the M8 agents will help you to get the coverage your family needs.

Do you need a rider with your policy?

Many insurance policies have a limit on the amount of coverage they will provide for one item, such as a piece of jewelry or fine art. Your agent can go through your inventory with you to help you determine if a personal articles rider is required. Other items that may need their own rider are items such as diamonds, expensive electronics, and elaborate sporting equipment, to name a few.

Please give M8 Insurance in Salt Lake City, UT a call today, or even better, stop by and talk with one of our helpful agents. We want you to have the peace of mind that comes with knowing you and your family are covered!