Motorcycle Insurance FAQs

If you ride a bike, you know safety is the highest priority while on the road. And motorcycle insurance is that safety net. You have many questions while searching for the right and reliable motorcycle insurance, especially one that fits your lifestyle. At M8 insurance of Salt Lake City, UT, we help answer all the critical questions and advice on the right policy for your motorcycle. That said, let’s answer some frequently asked questions about motorcycle insurance.

What does motorcycle insurance cover?

Standard motorcycle insurance will have liability damage that is bodily injury or property damage to a third party. However, motorcycle insurance has other coverages available depending on your need. There are comprehensive, medical, uninsured, or underinsured coverages and much more.

Why is motorcycle insurance important?

Motorcycle insurance is mandatory for most states, including Utah. But besides following the law, motorcycle insurance protects you from unplanned accidents that could cost you thousands of dollars. Think about lawsuits if you got sued following an accident, medical expenses, and property damage.

How much insurance do I need?

It will entirely depend on your needs. However, some factors determine how much insurance you need for your bike, for example, the make or type of your bike and how you intend to use it. Be sure to talk to trusted insurance for guidance.

How does motorcycle insurance work?

Like any other insurance, motorcycle insurance will cover you up to a certain limit. If you cause bodily injury to others, your liability coverage will cover you up to your policy limit. If the claim goes beyond your limit, you will be responsible for the extra cost. The policy may also cover other additional coverages you may have, like roadside assistance.

Motorcycle insurance in Salt Lake City, UT

When it comes to insurance, get it right from the word go. It will help you avoid disappointments during a claim. Be sure to ask a trusted insurance agent if you are unsure of something. If you are in Salt Lake City, UT, and its surroundings, contact M8 Insurance for all your motorcycle insurance needs.